Individual & Family Plans Plan Details

Cascade Select Silver 2025

Our lowest cost Silver plan.

ANNUAL DEDUCTIBLE

$2,500

OUT-OF-POCKET MAX

$9,200

COPAY

$30

NETWORK

Alpine

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DRUG LIST

Metallic M4

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Enroll with State Exchange

Prescription Drug Coverage

Generic Drugs
Coverage
Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill.
30 Days
per month
Coinsurance
Not Applicable
Copay
$25.00
Preferred Brand Drugs
Coverage
Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill.
30 Days
per month
Coinsurance
Not Applicable
Copay
$75.00
Non-Preferred Brand Drugs
Coverage
Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill.
30 Days
per month
Coinsurance
Not Applicable
Copay
$250.00 Copay
after deductible
Specialty Drugs
Coverage
First fill allowed at a retail pharmacy. Additional fills must be provided at a specialty pharmacy. Coverage is limited to a 30-day supply for specialty and self-administrable cancer chemotherapy medications from a specialty pharmacy per fill or refill.
30 Days
per month
Coinsurance
Not Applicable
Copay
$250.00 Copay
after deductible

Physician Office Services

Primary Care Visit to Treat an Injury or Illness
Coinsurance
Not Applicable
Copay
$1 CoPay for First 2 Visits and $30 CoPay for Additional Visits
Specialist Visit
Coinsurance
Not Applicable
Copay
$65.00

Urgent Care and Emergency

Urgent Care Centers or Facilities
Coinsurance
Not Applicable
Copay
$65.00
Emergency Room Services
Coinsurance
Not Applicable
Copay
$800.00 Copay
after deductible

Hospital and Surgical Care

Inpatient Hospital Services (e.g., Hospital Stay)
Coinsurance
Not Applicable
Copay
$800.00 Copay per Day
up to 5 Days
after deductible
Outpatient Surgery Physician/Surgical Services
Coinsurance
Not Applicable
Copay
$200.00 Copay
after deductible
Inpatient Physician and Surgical Services
Coinsurance
Not Applicable
Copay
No Charge
Laboratory Outpatient and Professional Services
Coinsurance
Not Applicable
Copay
$40.00

Outpatient Diagnostic Services

Laboratory Outpatient and Professional Services
Coinsurance
Not Applicable
Copay
$40.00
X-rays and Diagnostic Imaging
Coinsurance
Not Applicable
Copay
$65.00
Imaging (CT/PET Scans, MRIs)
Coinsurance
30.00% Coinsurance
after deductible
Copay
Not Applicable

Other Benefits

Mental/Behavioral Health Outpatient Services
Coinsurance
Not Applicable
Copay
$1 CoPay for First 2 Visits and $30 CoPay for Additional Visits
Substance Abuse Disorder Outpatient Services
Coinsurance
Not Applicable
Copay
$1 CoPay for First 2 Visits and $30 CoPay for Additional Visits
Outpatient Rehabilitation Services
Coverage
25 Visit(s)
per year
Coinsurance
Not Applicable
Copay
$40.00
Habilitation Services
Coverage
Coverage for habilitative services is limited to 30-inpatient days/year. Coverage for habilitative services is limited to 25-outpatient visits/year.
30 Visit(s)
per year
Coinsurance
Not Applicable
Copay
$40.00
Prenatal and Postnatal Care
Coinsurance
No Charge
Copay
No Charge
Delivery and All Inpatient Services for Maternity Care
Coinsurance
Not Applicable
Copay
$800.00 Copay
after deductible

Vision

Routine Eye Exam (Adult)
Not covered
Routine Eye Exam for Children
Coverage
1 Exam(s)
per year
Coinsurance
No Charge
Copay
No Charge
Eye Glasses for Children
Coverage
Coverage is limited to one frame and one pair (two lenses)/ calendar year or contacts (in lieu of glasses).
1 Item(s)
per year
Coinsurance
No Charge
Copay
No Charge

Adult Dental Coverage

Routine Dental Services (Adult)
Not covered
Basic Dental Care - Adult
Not covered
Major Dental Care - Adult
Not covered
Orthodontia - Adult
Not covered

Child Dental Coverage

Dental Check-Up for Children
Not covered
Basic Dental Care - Child
Not covered
Major Dental Care - Child
Not covered
Orthodontia - Child
Not covered

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Need help with enrollment?

To learn more about the plans we offer, and how to apply, call LifeWise at 844-961-9845 (Mon-Fri, 6am - 6pm PT).